The sticker price for the 100 most common treatments and procedures for Medicare inpatients in 2011 varied dramatically among hospitals across the country, and even across towns. There are discounts available, but you must ask for them. Using The Nest Egg — Spending your life savings on surgery is definitely not ideal.

So it’s senseless to alienate these people. Yes, you can choose the hospital where you’d like to receive treatment, provided your doctor works there. Real Prices for 70 Health Care Procedures Now Posted Online, It's Very Difficult for Patients to Compare Hospital Prices, States Fail the Grade on Health Care Price Transparency, California Tackles Runaway Hospital Pricing. Retrieved December 7, 2012, from, You will need Adobe Reader to view the PDF. Overall, Medicaid pays for approximately 17% of all hospital care costs. If you don’t have hospital insurance, or if you do and choose not to use it, you can go to a public hospital for free. “Prevention comes first,’’ Nechrebecki said. Medical Crowdfunding — This has become a routine process in recent years — such as a GoFundMe that is powered by donors — and it’s particularly effective for medical needs. It requires an educated medical consumer and the willingness to explore a variety of funding sources.

Basically speaking, … All rights reserved. Bill can be reached at bfay@debt.org. Hospitals May Be Required to Publicize Prices in North Carolina. How long will you have to repay the loan? There are numerous potential “add-on’’ costs to surgery that aren’t absorbed until after the fact, when financial reality becomes even more brutal. Overwhelmed with debt? You have no choice in where you go to receive treatment. (2009, January 4).

10. He started writing/bragging about it seven years ago, helping birth Debt.org into existence as the site’s original “Frugal Man.” Prior to that, he spent more than 30 years covering college and professional sports, which are the fantasy worlds of finance. A private patient has the option of going to a private or public hospital for treatment. It could cover a bulk of the surgery cost, but most insurance plans have a “cap’’ or maximum that the company will pay. You’ll be able to choose your hospital, your doctor, avoid public hospital waiting lists and gain access to a private room. Ask for the best rate offered to insurance companies.

The average cost of surgery can vary drastically depending upon the procedure. What’s more, if your condition isn’t urgent, you’d be placed on the public hospital waiting list before receiving treatment, even if you’re in pain. Temporary Disability — This short-term benefit might not pay for the surgery itself, but it provides financial help during your time of recovery. His interest in sports has waned some, but his interest in never reaching for his wallet is as passionate as ever.

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