Guided by decades of experience, inspired by leading-edge technology and driven by service excellence, we offer solutions designed to help you create better retirement experiences for your clients. ET. 2 Diversification does not ensure a profit and does not protect against loss in declining markets. Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency. If you are in the Fidelity Puritan or the Fidelity International Discovery options a revenue share credit of 25 Basis Points (0.25%) is posted to your account monthly. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered in- vestment adviser, Advised Assets Group, LLC and Personal Capital.This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations ©2021 Empower Retirement, LLC. All rights reserved. Login below to access your retirement accounts 24/7 or call (800) 922-7772, Monday-Friday 8 A.M. to 7 P.M CT. It's your vision, your retirement. GWFS Equities, Inc. registered representatives may also be investment adviser representatives of GWFS affiliate, Advised Assets Group, LLC. Tony Evers proclaimed the month of October as National Retirement Security Month in Wisconsin. The Wisconsin Strong: Your Financial Security™ program, offered by the Department of Employee Trust Funds, is designed to empower Wisconsin Retirement System members to maximize their WRS benefits, save for the future, and achieve financial wellness at any age. variety of funds that fall under two basic asset classes: fixed-income (bonds and cash alternatives) and equity (stocks). into the Target Retirement Income Fund, which features the most conservative asset mix of these . As I've read more of the site, I've been learning about reducing fees and have wanted to change up my you can transfer funds to your retirement plan's core investment options to take a withdrawal (subject to your . More than 100 funds are available, including funds targeted to your retirement date and risk-based profile funds.You have the choice of a broad range of investment styles and objectives, from a variety of investment management companies. No annual account maintenance fee for accounts over $100,000. RetireReadyTN is the state's retirement program, combining the strengths of: One of the nation's strongest defined benefit plans, provided by the Tennessee Consolidated Retirement System (TCRS) A 401 (k) plan through services provided by Empower Retirement. These solutions provide participants with fixed-income offerings to help them manage risk through consistent positive returns. 3 Lifetime Income ScoreSM, Empower Retirement 2015; Plan Sponsor Council of America, 2015. We look forward to this transition and helping you pursue the future you imagine. ABSLI Empower Pension Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. What are your options? Rebalancing will begin one frequency period from the time your transaction is submitted. For more information, see the prospectus and/or disclosure documents. 2 More than 300 mutual fund families, thousands of individual mutual funds and stocks as well as more than 1,400 ETFs to choose from. 1 Unlimited commission-free online trading of stocks and ETFs. Our open-architecture approach allows for diversification across not only asset classes but also investment firms. A 401(k) plan through services provided by Empower Retirement; Retirement readiness education; As a higher education employee in Tennessee, you have unique retirement plan options available to you, including additional savings opportunities through a 457 defined contribution plan. To speak with a representative, please contact us between 8:30 a.m. and 8 p.m. The Empower Brokerage IRA option includes: On-demand access to accounts, positions and balances. Give your clients' participants access to a suite of ready-made investment options to help with risk-based diversification concerns. Empower Retirement. of 60 days before it can be transferred to another fund option. Representatives of Empower Retirement do not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client unless explicitly described in writing. Carefully consider the investment option's objectives, risks, fees and expenses. State ORP investment options at Empower Retirement (formerly MassMutual) SCPEBA 012021 │ 1 State ORP investment options at Empower Retirement (formerly MassMutual) Current investment lineup1 Fund category/names Ticker Expense ratio Fixed Account/Stable Value General Fixed Interest SF GIA 61953 N/A 0.16% Fixed Income There is 1 international fund, 2 small cap, 4 each of mid cap, large cap and bond funds plus a smattering of others like a Great-West Fixed Income fund. For a third year, Empower has been recognized as one of the most community-minded companies in Colorado. Guarantees are subject to the terms and conditions of the contract and the claims-paying ability of the insurer. Empower Participant Service Center - 800-701-8255. The stable value/fixed fund guarantees both principal and a rate of return. 2 Withdrawals are subject to ordinary income tax. Not all product offerings and services are available for all retirement plans. Let's take a close look at these firms and try to determine which one is the ideal choice. Until now. Each option is explained in further detail in your Plan's fund data sheets. 2 Diversification does not ensure a profit and does not protect against loss in declining markets.. 3 The guaranteed income benefit does not guarantee . Not all product offerings and services are available in all states or to all plan sizes and types. We help your clients motivate their participants with personalized multichannel communications that encourage them to take action. Empower Retirement IRA provides an array of investment options from which to choose. Participating members who do not specify an investment choice will be placed in the target date fund that is closest to the date the member turns 65. Read them carefully before investing. Read each carefully before investing. The Pennsylvania State Employees' Retirement System Board, meeting here today, approved its third annual Stress Testing and Risk Assessment report, which reviews a wide range of investment-related, contribution-related, and demographic-related risks and "what if" scenarios that could affect the long-term health and stability of the State . In addition to mutual funds, a stable value/fixed fund is available. 1 Asset allocation and balanced investment options and models are subject to the risks of the underlying funds, which can be a mix of stocks/stock funds and bonds/bond funds. The results may vary with each use and over time. Everything we do is designed to support your financial success as you prepare for retirement and all of your financial goals. Empower Retirement Fees: ―There are currently no explicit fees charged for recordkeeping or administrative services ―Individual Investment Option Fees: Varies by fund. EMPOWER CAN HELP: Get a personalized help and guidance We'll make it easy to roll over your savings, then help you invest for your goals. The Empower list of securities offerings is quite limited with only 32 options; 11 of which are Vanguard target date retirement funds. The website and the Register Now. Great-West Funds, Inc. offers a convenient way for your employees to diversify their portfolios. Retirement Administration - 850-891-8343. Empower is led by President and CEO Edmund F. Murphy III. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment adviser, Advised Assets Group, LLC. How Matching Contributions are Vested Vesting is a term used to describe how much of Intuit's matching contributions you "own." The TTY number for those with a hearing impairment is 800-345-1833. © 2020 Great-West Life & Annuity Insurance Company. Age-based target date funds are the default investment option for the 401(k) / 457 plans. More than 100 funds are available, including funds targeted to your retirement date and risk-based profile funds. Ten thousand dollars . Not a deposit or guaranteed by any bank affiliate or credit union. How Matching Contributions are Vested Vesting is a term used to describe how much of Intuit's matching contributions you "own." The date in a target date fund's name is the approximate date when investors plan to start withdrawing their money (which is assumed to be at age 65). A wide array of core investment options is available through your NHDCP. For more information, please refer to the fund prospectus and/or disclosure document. Listening to what matters to you and helping you be ready for all of life's moments, big and small, that is the Empower way. In a company funded 401k through Empower Retirement. Not a condition of any banking or credit union activity. Investment Options with Empower Retirement. Wisconsin Strong. So if one of the best-performing funds isn't included in your plan, try to find a comparable . With RetireReadyTN, you can get a real-time, personalized view . The fees and minimums for each account, whether you select a traditional or Roth IRA, are as follows. Empower Retirement™ is the recordkeeper for the state of Montana 457(b) Deferred Compensation Plan. Please consult with your investment advisor, attorney and/or tax advisor as needed. 1. . Use this Investment Research tool to help identify investment options you would like to include in your retirement portfolio. Whether the quality of their other services is worth this cost is debatable. 2 The guaranteed income benefit does not guarantee the investment performance of the covered fund. When first logging on the user can immediately see their account balance and yearly rate . Healthcare costs and projections, if applicable, are provided by HealthView Services. The fund handily beat the 10-year average retirement income fund category's return of 5.13%. Our current fund lineup brings your employees more than 60 funds with both active and passive investment strategies across asset classes, investment styles and market capitalizations. to Empower Retirement. Introduce a new level of personalization into your plan. To speak with a representative regarding your account, contact us Monday - Friday between 6 a.m. - 8 p.m. Mountain time, and Saturdays between 7 a.m. - 3:30 p.m. Mountain time. As a pioneer in the fixed-income arena, we can offer your clients an approach that meets the needs of both their plan and their participants. All rights reserved. 2. . 1 Asset allocation funds may be subject to a fund operating expense at the fund level, as well as prorated fund operating expenses of each underlying fund in which they invest. Investing funds into an IRA or 401k from a paycheck is the primary method most Americans utilize when saving for retirement. IRAs have lower annual contribution limits than most workplace retirement accounts: In 2022, as was the case in 2021, the maximum amount you can put in an IRA is $6,000 ($7,000 if you're 50 or . Investment option information is also available through the website at www.NHDCP.com and via the voice response system, toll-free, at 877-457-3535. Empower Retirement offerings for individuals. Carefully consider the investment objectives, risks, fees and expenses of the annuity and/or the investment options. Donnelley's Stable Value Fund inception date is December 2006. The principal value of the fund(s) is not guaranteed at any time, including at the time of the target date and/or withdrawal. 1 Prior to making any decision in regards to funding your IRA, you may want to consult with your tax or financial advisor. Empower Retirement IRA is a comprehensive product with a variety of investment options available to help you meet your objectives—all for a very competitive cost. Need Help? Call Empower Retirement at 1-844-INTU401 (1-844-468-8401) for more information and instructions. My hospital uses Empower Retirement for our 401k, 403b, 457b, 457f accounts. Read each carefully before investing. IU's investment menu is designed to make it easier for you to build a diversified, lower-cost investment . 2 As of September 30, 2021. The trademarks, logos, service marks and design elements used are owned by GWL&A or used with permission. Retirement. More than 100 funds are available, including funds targeted to your retirement date and risk-based profile funds. Great-West Financial®, Empower Retirement and Great-West Investments™ are the marketing names of Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home Office: New York, NY, and their subsidiaries and affiliates, including registered investment . Great-West Financial®, Empower Retirement and Great-West Investments™ are the marketing names of Great-West Life & Annuity Insurance Company Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home Office: New York, NY, and their subsidiaries and affiliates, including registered investment advisers Advised Assets Group, LLC and Great-West Capital Management, LLC. The default plan I'm enrolled in through my company is a JPMCB 2050 plan with a 0.57% to date expense ratio. 1 Each investment option has its own operating expenses. Use the investment screener below to create a subset of the investment options available to you that meet the criteria you select. Call Empower Retirement at 1-844-INTU401 (1-844-468-8401) for more information and instructions. Great-West Financial®, Empower Retirement and Great-West Investments™ are the marketing names of Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home Office: New York, NY, and their subsidiaries and affiliates, including registered investment . Any guaranteed income benefit is subject to the claims-paying ability of Great-West Life & Annuity Insurance Company or, in New York, Great-West Life & Annuity Insurance Company of New York. Enrollment If eligible, you will be automatically enrolled in the Plan when you join RRD, and 5% of your eligible pay will be deducted from your pay on a pre-tax basis. GREENWOOD VILLAGE, Colo. & NEWARK, N.J., July 21, 2021--Empower Retirement and Prudential Financial, Inc. announce an agreement for Empower to acquire Prudential's retirement business. Investment Options with Empower Retirement. SMARTPath 2055 Retirement Fund. Putting your financial goals first is a key part to achieving the future you want. GWLA’s statutory assets total $76.1B and liabilities total $73.1B. If you are a prospective Financial Professional, thank you for your interest in Empower Retirement. Market timing and excessive trading policies, Professional management and monitoring to keep each fund aligned with its objectives, True diversification across investment managers, styles and philosophies, A range of five different portfolio options — providing flexibility to meet participant needs, A multimanager approach that leverages our proven manager selection process, Protects future income from market downturns, Offers the potential to grow future income when the market performs well. 1 By combining a target date fund vs. our personalized retirement strategies, you can fit the needs of both younger and more tenured employees. EXAMPLE: Let's say you have allocated 40% of your assets to fund A, 20% to fund B, and 40% to fund C. Over the course of time and through market fluctuations, the funds may gain or lose . Neither the fund provider nor Great-West Capital Management, LLC is responsible for any payments under SecureFoundation II's guaranteed income benefit. In 2016, Empower Retirement added an option that allows plans to automatically shift participants' assets from target-date funds into managed accounts at a predetermined milestone, such as age. Investment options offered to Empower Retirement participants include funds managed by Great-West. Visit Empower Retirement or call 1-844-243-4773. The problem with this method is calculating how much to save for retirement, deciding on the investing options along the way, and hoping not to lose money.. Another problem with this method is that once an employee nears full retirement age, that . SMARTPath 2035 Retirement Fund. By Phone: 1-844-465-4455 . Contact Empower Retirement for a prospectus, summary prospectus for SEC-registered products or disclosure document for unregistered products, if available, containing this information. Mutual funds do not guarantee either principal or rate of return. Record Keeping Fee- Empower Retirement charges a monthly administrative and record keeping fee of 21.2 Basis Points (0.212%) expressed as an annual percent.
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